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The parties hereby waive any right to demand trial by jury for any litigation arising out of or in connection with this Agreement. No civil action concerning any dispute arising under this Agreement shall be instituted before any court and all such disputes shall be submitted to final and binding arbitration by a three man panel.

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This shall not be meant to be a guaranty by SDC, as monitoring all transmissions would not be feasible or practical. Failure by any member to make timely payment of membership fees will result in termination of membership, and the members profile will be immediately deleted from the SDC database.

If a member has established automatic withdrawal for payment of membership fees, and that membership terminates for any reason, it is the members responsibility to cancel the automatic payment.

All costs and expenses of the arbitration, including actual attorney's fees, shall be allocated among the parties according to the arbitrators' discretion.

The arbitrators' award resulting from such arbitration may be confirmed and entered as a final judgment in any court of competent jurisdiction and enforced accordingly.

Any content produced by this club may be used by SDC Inc for any business purpose whatsoever. This Agreement is made by the parties in the State of Florida and the United States of America, and is to be construed, interpreted, enforced and governed by and in accordance with such laws (excluding the principals thereof governing conflicts of law) and federal law, in the event, and only to the extent, federal law preempts the law of the State of Florida.